Free Financial Capability Building Resources

This document is designed as a resource sheet to provide financial awareness, money skills, and confidence tips.

1 June 2025

This resource highlights the importance of community-led education and accessible financial literacy tools, such as podcasts for women, children, and CALD communities, as well as practical apps. It also explores why nuanced, culturally safe approaches are essential for empowering families and supporting intergenerational wellbeing.

You’ll find information about MoneyBusiness, alongside a link to the groundbreaking report “ A Path Forward for First Nations People Experiencing Financial Abuse ,” which underscores the urgent need for culturally informed responses to address unique challenges faced by Aboriginal and Torres Strait Islander communities.

The resource sheet also lists organisations offering free financial literacy talks for diverse cohorts, podcasts for diverse audiences, and innovative apps like SaverLearning, a free, gamified platform that makes learning about money engaging and practical for young people. The goal is to highlight resources that build confidence in budgeting, saving, and making smart financial choices.

Please note:

This is not an endorsement of any specific app, podcast, or organisation, but rather a starting point to inspire proactive steps toward financial wellbeing, because financial education is everyone’s responsibility, right, and achievable for all. Explore the document to discover practical resources and inspiring voices in the financial capability space.

Podcasts

First Nations

MoneyBusiness is a flexible adult financial education program designed for Aboriginal and Torres Strait Islanders to improve their financial wellbeing. The program builds knowledge, confidence and skills to help people make informed decisions and manage their money.

MoneyBusiness Coach Training is designed to prepare you to assist Indigenous Australians to build their money skills, knowledge and confidence. The training is free and it is designed to build skills like:

  • Making the money last until payday
  • Setting goals
  • Banking options
  • Money loans
  • Managing paperwork

If this interests you or your organisation, get in touch with ICAN Learn , or check out this short video About MoneyBusiness .

Resources for migrant, multilingual audience

Managing finances in Australia can be especially challenging for migrants and refugees due to cultural norms that often assign money management to men, limiting women’s financial knowledge and confidence. Additionally, requirements like building credit, opening bank accounts, and understanding superannuation add complexity.

Women and people from lower socio-economic backgrounds generally score lower on financial literacy and confidence, influenced by cultural and educational factors. Financial empowerment goes beyond preventing abuse, it’s about enabling informed decisions and economic security. It is about breaking intergenerational cycles of disadvantage.

The resources below are designed to support migrant and refugee families in navigating the Australian financial system, covering topics such as banking, payments, income, and retirement planning, with a focus on inclusive and culturally sensitive guidance.